For New Members— Protection Occupations Welcome to IPERS

Rights of Nonvested Members

As a nonvested member, you are always entitled to 100 percent of your contributions and interest earnings.

Portability of Benefits
If you leave IPERS-covered employment, you can choose to leave your money in IPERS. This may be helpful if you plan on returning to covered employment. You can also take a refund or roll over all or a portion of your contributions and earnings to a qualified retirement plan like a 401(k) plan or IRA.

Death Benefits
The plan provides death benefits in the event that you die before beginning to receive your IPERS retirement benefits. A special death benefit also may be payable if you die in the line of duty.

You should complete and submit an Enrollment/Beneficiary Designation form to IPERS. It’s important to review your beneficiary information periodically as your personal situation may change. The form is available on this Web site or by calling IPERS at 515-281-0020 or toll-free at 1-800-622-3849.