IPERS
Members
 

About IPERS

The Rewards of IPERS Membership

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Getting Started Is Simple

IPERS makes enrolling in the plan easy—coverage is automatic for most employees. You will just need to designate a beneficiary.

If you have the option to select between IPERS and another plan, your employer will let you know soon after you become employed. Do not complete an Election for Termination of IPERS Coverage form unless you do not want IPERS coverage. If you elect not to participate in IPERS, you cannot elect coverage at a later date while in the same position.

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Receiving guaranteed retirement benefits from IPERS can help reduce the financial burden of saving for retirement. Consider that “current trends in Social Security, 401(k) plans, and personal saving suggest that individuals will need to save more to ensure that they can enjoy a comfortable retirement….National saving has generally been declining over the past quarter century, falling from over 8 percent of the nation’s gross domestic product in 1981 to less than 2 percent today.”

—“National Saving and Social Security Reform,” Andrew Eschtruth and Robert Triest, Center for Retirement Research at Boston College, 2005