IPERS
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Leaving IPERS-Covered Employment Before Retirement

Choosing the Best Alternative For You

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If you leave IPERS-covered employment before retirement, you can select from several alternatives when deciding what to do with your IPERS account. This booklet describes the alternatives and provides information to help you make the right choice for you.

Header Photo Credit: Iowa Department of Agriculture and Land Stewardship, Soil Conservation Division.

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This booklet briefly explains certain rights and benefits of IPERS membership. It is not a substitute for federal and state laws governing IPERS, which provide complete information and are subject to change. Although IPERS makes every attempt to ensure its materials are accurate and up to date, any conflict between the contents of the booklet and law must be resolved in favor of the law. The Member Handbook provides a more detailed description of IPERS benefits. These publications are available in print and alternative formats by contacting IPERS.