IPERS
Members

Membership

How do I become a member of IPERS?
Only public employees of Iowa can be members of IPERS. Most public employees automatically become members of IPERS when they start work for a public employer that offers IPERS as a benefit. If you are covered by IPERS, your employer will enroll you. You do not need to do anything except complete a form naming the beneficiary(ies) of your IPERS death benefits.

IPERS does not cover some public employees because they are members of another public retirement plan. Others can choose to join IPERS or another retirement plan. If you have a choice between IPERS and another plan, your employer should give you information about the available alternatives when you start work.

Learn more about IPERS membership and, if you have a choice between IPERS and another retirement plan, why IPERS may be the best plan for you.


What is a member ID number and how do I get one?
In October 2006, IPERS mailed out personalized member ID cards to all members and retirees. Your member ID number is unique to you. Please use it instead of your Social Security number in correspondence with IPERS. If you are a new member, you will receive a member ID card in the mail after your employer has reported your employment to IPERS. If you have not received your card or your card has been lost, please call IPERS at 1-800-622-3849 to request a duplicate copy.


What does it mean to be a “vested member”?
The Legislature created IPERS to help public employers maintain qualified staff. You must be vested before you enjoy all membership rights and benefits. Vested members may become eligible for disability benefits and increased death benefits. Find out more about the benefits of being vested in IPERS.


How do I become vested?
Before July 1, 2012, you become a vested IPERS member when you have 16 quarters (4 years) of wages reported or when you reach age 55 while in covered employment, whichever comes first.

Starting July 1, 2012, you become a vested IPERS member when you have 28 quarters (7 years) of wages reported or when you reach age 65 while in covered employment, whichever comes first.

If you are already vested before July 1, 2012, you will remain vested after that date, even if you don't meet either of the July 1, 2012, requirements.

 

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