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Additional Calculators

Important! These financial calculators are NOT part of the IPERS plan and were not created by IPERS. We provide these calculators as a convenience to you so you can focus on other retirement income. The calculators should be used only to supplement any benefit estimates IPERS has provided to you, or those you have generated after logging in to My Account.

Retirement Planner

Quickly determine if your retirement plan is on track—and learn how to keep it there.

Retirement Pension Planner

Plan your retirement with a company pension, find out if you are on track, and learn how to stay there.

Retirement Shortfall Calculator

Use this calculator to find out if you are facing one of the biggest threats to a comfortable retirement—running out of retirement savings too soon.

How Important Is Social Security?

Use this calculator to see your retirement savings without social security benefits.

Savings Calculator

Find out how investing consistently over a number of years can be an effective strategy to accumulate wealth.

Savings Goal

Explore what it will take to reach your savings goal.

Investment Returns

Use this calculator to see why there is more to investing than knowing your annual rate of return. Evaluate how inflation, taxes, and your time horizon can impact your bottom line.

Savings, Taxes and Inflation

Use this calculator to determine how much your savings will be worth with these two important variables in mind.

Variable Annuity Calculator

Discover how a variable annuity can help you save for retirement.

Roth vs Traditional IRA

Use this calculator to determine which IRA is right for you

Amortizing Loan Calculator

Enter your desired payment—and calculate the loan amount. Or, enter in the loan amount and we will calculate your monthly payment.

Loan Comparison Calculator

Use this calculator to sort through the monthly payments, fees, and other costs associated with comparing loan options.

Enhanced Loan Calculator

Use the slider controls to change your monthly payment, loan amount, interest rate, or term.

How Much Do You Owe?

Use this calculator as a starting point for your debt management plan.

Compound Interest

See how compounding can affect your savings.

Net Worth Calculator

Determine your net worth and estimate how your net worth could grow (or shrink!) over the next ten years.

Life Insurance Calculator

Find out how much life insurance you really need.

Disability Insurance

Use this calculator to determine your disability insurance needs.

Debt Consolidation Calculator

Find out if you should consolidate your debt.

Required Minimum Distributions

Use this calculator to determine your Required Minimum Distributions (RMD) as an owner of a retirement account.

Beneficiary Required Minimum Distributions

Use this calculator to determine your Required Minimum Distributions (RMD) as a beneficiary of a retirement account.

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